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WHAT'S NEW IN REAL ESTATE??? |
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Roberta hires 2 New Buyer's Agents -- Meet Kathleen & Dianna!
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Roberta & Dick Stein earn Quality Service Certified designation
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Roberta receives the coveted designation of Accredited Buyer Representation
Fannie Mae Increases 2003 Mortgage Loan Limit to $322,700:
November 26, 2002 -- WASHINGTON, DC --
Fannie Mae (FNM/NYSE), the nation's largest source of financing for home
mortgages, today announced that it will increase its single-family mortgage loan
limit to $322,700 for 2003.
The company noted that in 2003, the increase will allow approximately 210,000
more families to take advantage of savings provided by having a Fannie Mae
mortgage. For example, at the current spread between rates for a Fannie Mae
mortgage and a jumbo mortgage, these families will save up to $23,500 over the
life of a 30-year mortgage.
Limits for multi-unit loans also will increase for 2003 as follows: two-family
loans to $413,100; three-family loans to $499,300; and four-family loans to
$620,500.
The maximum amount for one-to-four-family mortgages in Alaska, Hawaii, and the
U.S. Virgin Islands is 50 percent higher than the limits for the rest of the
country. The loan limit for second mortgages will increase to $161,350; in
Alaska, Hawaii, and the U.S. Virgin Islands, it will increase to $242,025.
Most loans Fannie Mae purchases are well below the conforming limit. Our average
loan size for single-family properties in 2002 was $139,300.
Click here to view our list of Preferred Lenders!
November, 2002 -- Meet the Newest Members to Our Team:
Kathleen
Bosley Kershaw
Team Agent,
Broker Associate
Kathleen adds 21 years experience representing buyers and sellers by fulfilling their real estate dreams. Communication and continuous follow-up are essential assets in this service profession. She always puts her clients needs first while including her attention to details. Kathleen is a natural addition to The Roberta Stein Team, Inc.
Dianna
Chadick
Team Agent,
Broker Associate
Dianna traveled extensively throughout the US and Europe as a military wife for over 24 years, settling in Colorado Springs in 1989. She truly understands the dynamics of transitioning from one area to another. Dianna is committed to meeting the needs of each client with enthusiasm and integrity from the first meeting through to closing the transaction "without ever dropping the ball."
Contact
Dianna
Direct: 719.528.1207
Cell: 719.339.9151
Email: dianna@robertastein.com
JUST
FOR FUN!
Clowning Around on Halloween! Can you guess who we are?
Meet the Entire Team by clicking here!
April 19, 2002 -- ROBERTA & DICK EARN QSC DESIGNATION:
Roberta K. Stein & Dick Stein of The Roberta Stein Team, Inc. with RE/MAX Properties,
Inc. have earned the Quality Service Certified® (QSC) designation. QSC is a growing organization of
Real Estate professionals dedicated to providing measurably better service to buyers and sellers throughout
the U.S. and Canada.
Holding the Quality Service Certified® designation requires a sales agent to follow
a well-defined and prescribed process of service, to present that process in writing
to every customer and client, and to
guarantee its delivery.
February 11, 2002 -- ROBERTA RECEIVES AWARD FOR 62% INCREASE:
Roberta K. Stein has been awarded by RE/MAX Properties, Inc. for a substantial increase to her business! In fact, her gross earnings were up 62% from the prior year of 2000! Roberta is an on-going member of the 100% Club of RE/MAX International as well. She could not have done it without you and the support of The Roberta Stein Team, Inc. Thanks to all of you for your continued support!
Click here to tour Roberta's Year 2001 Listed and Sold Properties!
February 6, 2002 -- FOR IMMEDIATE RELEASE:
Roberta K. Stein
with RE/MAX Properties, Inc. has been awarded the coveted
designation of Accredited Buyer Representation (ABR) by the Real Estate Buyer’s
Agent Council of the
National Association of RealtorsÒ.
REBAC
is the world's largest association of real estate
professionals focusing specifically on representing the real estate buyer. There
are more than 42,000 active members of the organization world-wide.
Roberta K. Stein has been selling Real Estate since 1975. She is a full-time licensed professional REALTORÒ and a Colorado native. Roberta has been serving the Pikes Peak area Buyers and Sellers for over 13 years. While pursuing her real estate license, Roberta became a Graduate of the REALTOR Institute as well as a Certified Residential Specialist. And now with her ABR designation she plans to continue as a Residential Marketing Expert. Roberta's areas of specialization include corporate and military relocation, first-time buyers, new construction, and seller and buyer agency.
Click here to learn more about Roberta's Buyer Services
January 2, 2002 -- VA Home Loan Benefit Increased
The President has signed legislation that raises the ceiling on home loans for the nation's military personnel for the first time in seven years.
The
Department of Veterans Affairs doesn't make loans directly. Instead, under
the VA program the government guarantees a portion of a borrower's mortgage
loan. If the borrower defaults, the lender knows that the government is there to
pay-off
any claim up to the amount of the guarantee. The guarantee is equal to 25
percent of the loan amount and the guarantee limit for the past seven years has
been $50,750. The result is that VA-qualified individuals could borrow up to
$203,000 ($50,750 x 4) with no money down.
The increase in the guaranty limit to $60,000 is enough for an eligible veteran to buy a $240,000 house without putting up any of his own money. The increase takes effect immediately.
Of course, vets can also borrow more than the VA loan limit. But if they do, they must ante up $1 for every $4 over the limit.
Also, the the two federally chartered corporations which bring liquidity to the mortgage market, was increased as of Jan. 1 to $300,700 up from $275,000.
Well, now you can buy more home than ever before!
